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Financial intermediation by myLife

Ing. Terézia Madudová

A secure haven for your finances and assets.

Mortgage, investments, income protection, and retirement — all clearly laid out in one asset map. With a single point of contact who understands your entire story and guides you towards a regular income, a monthly payout from your assets.

Consultations always free No commitment A reply within 24 hours

Ing. Terézia Madudová
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Why it matters

Without strategy and interconnectedness, random financial products only lead to chaos and unnecessary fees. Your finances only work effectively when they collaborate. Let's build a comprehensive system together that protects and grows your assets as a whole.

No one sees the big picture Your mortgage advisor is unaware of your investments, and your insurance agent doesn't know about your mortgage. Uncoordinated decisions cost you money on both sides.
Your money works against itself Are you investing at 7% while simultaneously paying off an expensive consumer loan at 12%? Without an overall perspective, such inefficiencies are common.
Goals without a plan remain just dreams Homeownership, children's education, retirement income — all are achievable. But not all at once, and not without prioritizing.

How I can help

I look for solutions across the whole market, not inside a single bank or insurer.

Asset Map A comprehensive overview of your entire financial situation in one place: assets, debts, income, and protection. It shows where you stand today and identifies your weakest link.
Life Stage Priorities The plan will tell you what to address first, what can wait, and what is unnecessary. Every euro will have a purpose.
One Partner for Everything You handle your mortgage, investments, and insurance with one person who is responsible for the outcome. No being passed between specialists.

Money does not have to be rocket science. It helps to have someone beside you who understands it.

About me

Most people who come to me don't have financial chaos because they're irresponsible — but because everyone sold them a piece without showing them the whole picture. That's precisely what I help them sort out. For your assets to grow securely, you need an overall architecture – a comprehensive financial plan where everything fits together seamlessly.

Under one roof I compare offers from banks and insurers across the market

Allianz MetLife UNIQA Generali Union Colonnade HDI Wüstenrot NN Dôvera Agra poisťovňa Defend Insurance AXA Assistance

How it will work

Three steps. The first one commits you to nothing.

  1. Free Consultation (30 minutes) We'll map out your current situation and goals. No documents are needed beforehand.
  2. Your Financial Map Within a few days, you will receive a clear, single-page overview of your entire situation and a step-by-step plan.
  3. Step-by-Step Implementation We will gradually set up your protection, investments, and loans. Once a year, we will update the map together to keep pace with your life.
Book a free consultation The consultation is free and without obligation.

Run the numbers

I use the rates banks are offering today — from 3,39 % (Prvá stavebná sporiteľňa, 3-year fixed period). I will prepare exact figures for our meeting.

Prvá stavebná sporiteľňa 3,39 % 3r Prima banka 3,60 % 3r 365.bank 3,90 % 3r ČSOB 3,90 % 3r Tatra banka 3,99 % 1r mBank 3,99 % 3r VÚB banka 4,09 % 3r UniCredit 4,09 % 2r Slovenská sporiteľňa 4,29 % 3r

The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.

Bank rates valid for 10/2026.

What you would pay each month and how much the loan costs in total.

Loan amount
Repayment period
Fixed period

I fill in the rate from what banks offer for this fixed period today.

I will show you the result as soon as you leave me a contact. Either one will do.

I use figures that apply on the market today. This does not commit you to anything.

How it works

Five steps that are the same for every client at myLife.

Step 1 of 5 First contact

We get to know each other and I explain what I do.

Frequently asked questions

How are you different from the financial advisors I encounter everywhere?

I only advise on what I can justify with numbers — and you see the entire plan in black and white, including all fees. I don't start with a product, but with your map. Products are the last step, not the first.

How much does collaboration cost?

The consultation and financial map are free of charge. Financial institutions pay me a commission upon the implementation of solutions — and you see all costs for each solution upfront.

I already have financial products in place. Do I need to cancel them?

No. The map will first show what works and what doesn't. Things that work will remain — cancelling something just 'to have something new' is precisely the approach I oppose.

Who is this for?

For anyone with an income who wants their finances to be structured — from their first job to a family with a mortgage. The sooner your finances have a plan, the fewer mistakes you'll need to correct later.

How much time will this take?

The initial consultation is 30 minutes, and the delivery of the map takes about an hour. I handle the paperwork. Subsequently, we meet once a year — or when something changes in your life.

Stop collecting products. Start building your wealth with a map.

Book a free consultation

I will respond within 24 hours. The consultation is non-binding, and I don't sell anything during it.

Write to me

Leave me your contact details and a short note on what I can help with.

Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.

  • I reply within 24 hours at the latest, usually sooner.
  • We arrange a meeting online or in person, whichever suits you.
  • Consultations are always free — you never pay for them and they commit you to nothing.

Contact

Get in touch any time — I will reply as soon as I can.

UNIVERSAL maklérsky dom a.s.
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